10 Affordable Cities That Will Become Million Dollar Markets in a Decade

House prices in some pockets of the country are rising – and some areas where properties are affordable are now poised to break the six-figure ceiling.

Most of the markets that have the potential to become million dollar markets are in the West and Midwest and, surprisingly, they are in close proximity to the largest and most expensive metros.

To determine where these markets are, Realtor.com® economists examined sales price growth in America’s 100 largest metros between 2014 and 2019 (a five-year stretch that cuts through difficult anomalies like recessions and pandemics). The team then applied the same growth trajectory from 2023 to 2028 to project where house prices will be in five years and then to 2033 to estimate where prices will go in the next 10 years.

For example, if you bought a home in Boise City, ID, in 2023, it would typically cost an average of $464,578. However, with a five-year price growth rate of 58.2%, homes here are projected to be worth $735,026 in 2028. By 2023, this valuation rises even further to $1,162,910.

What do the million dollar futures markets have in common?

So what advises some modest markets in the million dollar club? One trend is that they are often located near other already expensive markets.

Boise is one of the cities where median home sales prices could top $1 million in ten years, according to economists. Adobe Stock

For example, Stockton, CA, is two hours inland from San Francisco. Although the 2023 median listing price for homes in Stockton is $579,292, by 2033 that number is projected to rise to $1,446,731.

“As prices rise and prices move out of the San Francisco Bay Area, people will move further into the Valley,” says Corcoran Icon Properties global real estate advisor Nicole Brown. “Stockton is a great place positioned between the San Francisco and Sacramento metros. People can commute to either metro for their jobs.”

The West and Midwest dominate this list, while the Sun Belt region has far more home acreage to build on.

“Even though the Sun Belt is growing rapidly, there is still plenty of land and affordable housing,” says Yancy Forsythe, owner of Missouri Valley Homes in Carrollton, MO. “This helps to keep house prices lower at the moment. The availability of land makes it easier to build new houses, which keeps prices from rising too much.”

High buyer demand is also a factor.

“Various popular markets like Boise have seen significant price increases in recent years as buyer demand puts pressure on inventory, leading to price increases and competition,” says Realtor.com economist Hannah Jones. “If these trends continue, prices could exceed $1 million in the next decade in some markets that are currently relatively affordable.”

Of course, no one can promise that this is where the markets will end – many forces can change this trajectory.

“If the local economy shifts, demand may drop and prices may not keep up with recent increases,” says Jones. “On the supply side, homebuilding could pick up, taking some of the pressure off inventory, which would allow for slower price growth.”

Below are the top 10 markets headed for the million dollar mark and their growth projections.

5-year price growth 2014-2019: 58.2%

Average selling price 2023: $464,578

2028 price projection: $735,026

Price projection 2033: $1,162,910

Average sales prices are projected to reach $1,064,147 in Salt Lake City in 2033. Jason – stock.adobe.com

5-year price growth 2014-2019: 46.9%

Average selling price 2023: $493,414

2028 price projection: $724,614

Price projection 2033: $1,064,147

5-year price growth 2014-2019: 44.9%

Average selling price 2023: $501,245

2028 price projection: $726,105

Price projection 2033: $1,051,838

5-year price growth 2014-2019: 49.8%

Average selling price 2023: $454,673

2028 price projection: $680,980

Price projection 2033: $1,019,929

5-year price growth 2014-2019: 58.0%

Average selling price 2023: $579,292

2028 price projection: $915,467

Price projection 2033: $1,446,731

5-year price growth 2014-2019: 53.8%

Average selling price 2023: $547,966

2028 price projection: $842,932

Price projection 2033: $1,296,676

The median home sale price in Denver could reach $1.3 million in ten years. Alamy stock photo

5-year price growth 2014-2019: 40.7%

Average selling price 2023: $557,522

2028 price projection: $784,301

Price projection 2033: $1,103,325

5-year price growth 2014-2019: 26.2%

Average selling price 2023: $622,902

2028 price projection: $786,000

Price projection 2033: $991,804

5-year price growth 2014-2019: 29.4%

Average selling price 2023: $683,086

2028 price projection: $883,931

Price projection 2033: $1,143,830

5-year price growth 2014-2019: 46.3%

Average selling price 2023: $694,351

2028 price projection: $1,015,739

Price projection 2033: $1,485,885

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Image Source : nypost.com

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